Retirement Accounts in a Michigan Divorce: How Equitable Distribution and QDROs Actually Work
Retirement accounts are often the largest asset in a Michigan marriage, and dividing them incorrectly can trigger tax penalties that follow you for years. Key Takeaways: Retirement contributions made during marriage count as marital property. 401(k)s and pensions need a separate QDRO order to divide. IRAs don’t need a QDRO, only careful, penalty-free transfers. You’ve…